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li{font-family:var(--font-stack-body);color:var(--color-text-body);padding-left:1.375rem;font-size:.9375rem;line-height:1.7;position:relative}.PolicyLayout-module__Td4YPG__list li:before{content:"—";color:var(--color-footer-muted);font-size:.8125rem;position:absolute;top:.1em;left:0}.PolicyLayout-module__Td4YPG__tableWrapper{border-radius:var(--radius-md);border:1px solid var(--color-border);box-shadow:var(--shadow-card-soft);margin:1.25rem 0 1.5rem;overflow-x:auto}.PolicyLayout-module__Td4YPG__table{border-collapse:collapse;width:100%;min-width:480px}.PolicyLayout-module__Td4YPG__table th{background:var(--color-surface-alt);color:var(--color-brand-navy);font-family:var(--font-stack-ibm);letter-spacing:.12em;text-transform:uppercase;text-align:left;border-bottom:1px solid var(--color-border);white-space:nowrap;padding:.75rem 1.125rem;font-size:.625rem;font-weight:500}.PolicyLayout-module__Td4YPG__table td{border-bottom:1px solid var(--color-border-light);font-family:var(--font-stack-body);color:var(--color-text-body);vertical-align:top;padding:.75rem 1.125rem;font-size:.875rem;line-height:1.65}.PolicyLayout-module__Td4YPG__table tr:last-child td{border-bottom:none}.PolicyLayout-module__Td4YPG__table td a{color:var(--color-brand-navy-mid);text-underline-offset:2px;text-decoration:underline}.PolicyLayout-module__Td4YPG__table td a:hover{color:var(--color-brand-navy)}.PolicyLayout-module__Td4YPG__table td strong{color:var(--color-brand-navy);font-weight:600}.PolicyLayout-module__Td4YPG__legalBlock{background:var(--color-surface-alt);border-left:3px solid var(--color-brand-navy-mid);border-radius:0 var(--radius-sm)var(--radius-sm)0;margin:1rem 0 1.5rem;padding:1.25rem 1.5rem}.PolicyLayout-module__Td4YPG__legalBlock p{font-family:var(--font-stack-ibm);color:var(--color-text-muted);letter-spacing:.01em;font-size:.75rem;line-height:1.85}.PolicyLayout-module__Td4YPG__contactBar{background:var(--color-footer-bg);border-top:1px solid #072b5914}.PolicyLayout-module__Td4YPG__contactInner{flex-wrap:wrap;justify-content:center;align-items:center;gap:.375rem;max-width:1340px;margin:0 auto;padding:1.75rem 2.5rem;display:flex}.PolicyLayout-module__Td4YPG__contactText{font-family:var(--font-stack-body);color:var(--color-footer-muted);text-align:center;font-size:.9375rem}.PolicyLayout-module__Td4YPG__contactEmail{font-family:var(--font-stack-grotesk);color:var(--color-brand-navy);border-bottom:1px solid #072b594d;font-size:.9375rem;font-weight:600;text-decoration:none;transition:border-color .15s}.PolicyLayout-module__Td4YPG__contactEmail:hover,.PolicyLayout-module__Td4YPG__contactEmail:focus-visible{border-color:var(--color-brand-navy);outline:none}@media (max-width:1100px){.PolicyLayout-module__Td4YPG__docGrid{grid-template-columns:190px 1fr;gap:3rem}}@media (max-width:900px){.PolicyLayout-module__Td4YPG__heroContent{padding:7rem 2rem 3rem}.PolicyLayout-module__Td4YPG__bodyInner{padding:2rem 2rem 4rem}.PolicyLayout-module__Td4YPG__docGrid{grid-template-columns:1fr;gap:0}.PolicyLayout-module__Td4YPG__toc{background:var(--color-surface-alt);border-radius:var(--radius-md);border:1px solid var(--color-border);max-height:none;margin-bottom:2.5rem;padding:1.25rem 1.5rem;position:static}.PolicyLayout-module__Td4YPG__tocList{flex-flow:wrap;gap:.25rem .375rem}.PolicyLayout-module__Td4YPG__tocLink{padding:.25rem .375rem;font-size:.75rem}}@media (max-width:640px){.PolicyLayout-module__Td4YPG__heroContent{padding:6.5rem 1.5rem 2.5rem}.PolicyLayout-module__Td4YPG__bodyInner{padding:1.5rem 1.5rem 3.5rem}.PolicyLayout-module__Td4YPG__toc{display:none}.PolicyLayout-module__Td4YPG__sectionHeading{font-size:1.1875rem}.PolicyLayout-module__Td4YPG__contactInner{text-align:center;flex-direction:column;padding:1.5rem}}